Thursday, March 18, 2004
Nightmares all night long. I'm a tad stressed because I'm refinancing my house (5% at 15 yrs) and I thought I would end up with a slightly reduced payment but made a booboo- the online rate calculation didn't include escrow [and didn't remind you about it at all, hmmm...] so my payment is actually going up.
This wouldn't be a problem, if only I was able to manage money better. I'm really good at putting it away for retirement, when the total sum will probably be enough to buy a box of adult diapers and a candy bar. But if I have cash in the bank- gone! So I sat down and made a budget and tried to figure out where the extra money goes to and who knows? It's not like I live a particularly luxurious life- I think the most spendy thing is my cable internet and kitty litter. I don't buy expensive clothes or fancy foods and haven't traveled much lately. But still I don't have any savings and I basically live paycheck to paycheck. Sigh. It isn't like the 1960s when my father supported a family of five while being a truck driver.
So the nightmares revolved around my father, who was much worse about money than me, but it is rather clear that I was comparing myself to him. Whenever I have these sort of dreams it is rather unsettling, and I'm still pretty tense. I'm going to go find a cat to hold for a while, and everything will be fine.
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This wouldn't be a problem, if only I was able to manage money better. I'm really good at putting it away for retirement, when the total sum will probably be enough to buy a box of adult diapers and a candy bar. But if I have cash in the bank- gone! So I sat down and made a budget and tried to figure out where the extra money goes to and who knows? It's not like I live a particularly luxurious life- I think the most spendy thing is my cable internet and kitty litter. I don't buy expensive clothes or fancy foods and haven't traveled much lately. But still I don't have any savings and I basically live paycheck to paycheck. Sigh. It isn't like the 1960s when my father supported a family of five while being a truck driver.
So the nightmares revolved around my father, who was much worse about money than me, but it is rather clear that I was comparing myself to him. Whenever I have these sort of dreams it is rather unsettling, and I'm still pretty tense. I'm going to go find a cat to hold for a while, and everything will be fine.